01
Spreadsheets get abandoned
Receipts pile up, cash disappears from memory, and the budget sheet goes untouched by the weekend.
↗Say it in three seconds or share a statement PDF.
Your household expenses,
finally clear.
Costy captures expenses from your voice, receipt photos and bank PDFs in seconds — then keeps everything on your iPhone and in your private iCloud household.
✓ Core expense tracking is free · AI features may require provider charges or a paid plan
One receipt. All done.Expense saved✓
“120 lira for coffee”Say it. Save it.
Designed for iOS 26+
Zero account required
Private iCloud sync
The old way is too much work
Less admin.
More clarity.
Costy removes the three things that make expense tracking disappear after day four.
02
Bank passwords stay yours
You should not hand over banking credentials just to understand where your money went.
↗Costy never connects to your bank account.
03
No category bureaucracy
A coffee should not require a six-level category tree before it can be saved.
↗Use flexible tags and household instructions.
Everything you need, nothing you don’t
Capture life
as it happens.
One native iPhone experience for the messy, everyday ways expenses actually arrive.
Listening ●
“Öğle yemeği için 350 lira ödedim”
✓ Expense saved ₺350 · #Yemek
01
On-device voice capture
Say it while you walk. Costy makes it an expense.
Voice is transcribed first; the transcript and relevant household context are then sent to your selected AI provider.
STATEMENTJUL 2026
−₺842.30
−₺1,250
−₺842.30
−₺1,250
−₺842.30
✓ 12 expenses found
PDF → 12
02
Multi-page document parsing
Import statements of up to three pages.
Import bank PDFs of up to three pages or receipt photos. Transactions are prepared for your review before saving.
TodayGroceries₺842
TodayGroceries₺842
⌁ Synced via iCloud
03
Private household sync
Share your household with one Apple invite.
Share household records through iCloud without a Costy account. Each participant needs their own plan or provider key for AI processing.
₺12,480.50
✓ Already processed Instantly, from your device
04
Reliable money math
Cent-accurate totals. Smart local cache.
Money stays precise. Previously scanned documents return from on-device cache instantly, without extra network or token usage.
Three seconds to clarity
From “I’ll do it later”
to done.
Costy fits into the moment an expense happens, so your household stays current without a weekly admin ritual.
1
Say, scan or share
Speak into the microphone, take a receipt photo or share a bank PDF directly from another app.
2
Let your iPhone sort it
Amount, currency, merchant note and household tags are extracted in seconds.
3
Get instant clarity
Review once. The expense joins your household and syncs when you are back online.
Questions, answered
You should know
where things stand.
Can Costy really be used for free?+
Yes. Core tracking, iCloud household sharing and manual entry are free. Add your own AI provider key and voice and receipt extraction can also be used for life without a Costy fee.
Does Costy work without internet?+
Yes. Expenses, tags and source documents remain available on your iPhone. Sync resumes when you reconnect.
How does household sharing work?+
Create an invite in Costy and share it with AirDrop, Messages or Mail. When household members accept, they join your household directly through Apple iCloud.
Does Costy ask for my bank password?+
Never. Costy imports statement PDFs, receipt photos, voice notes or shared files. It does not connect directly to your bank.
Costy · Designed for iOS 26+
Bring clarity home today.
No bank password. No registration form. Save your first expense in four seconds on iPhone.
